checkcashing.us

International check processing

US check cashing.

Eligible US-dollar checks processed for payees in supported countries. Proceeds transferred to your bank account in US dollars.

No US bank account required.

Start application
FinCEN MSB registration
California check cashing permit
HMRC AML supervision

Accepted checks

Tax refunds

IRS and state refund checks

Government payments

US Treasury checks

Payroll

US payroll payments

Residuals & royalties

Film, television and music

Retirement distributions

Pensions and retirement accounts

Estates & investments

Eligible distributions and dividends

Checks must be payable to the applicant, drawn in US dollars on a US bank, and unendorsed to any third party. Check and cheque refer to the same instrument.

The process

01

Check details

Amount, date of issue and your endorsement.

02

Identity verification

Passport, selfie and proof of address, completed online.

03

Documents

Photos of the endorsed check, front and back, and proof of the source of funds.

04

Settlement

Proceeds transferred to your bank account in US dollars.

Countries served

Europe

EU and Schengen states, United Kingdom, Monaco, Georgia, Turkey.

Americas

United States, Canada, Brazil, Argentina, Mexico, Chile, Colombia, Paraguay, Uruguay, Curaçao.

Middle East

Saudi Arabia, UAE, Israel, Bahrain, Oman, Qatar.

Africa

South Africa, Morocco, Ivory Coast, Senegal, Cape Verde.

Asia

Japan, South Korea, China, Singapore, Thailand, India.

Oceania

Australia, New Zealand, Fiji, Samoa, Tonga.

Registration & verification

FinCEN

Money services business registration No. 31000316005876

View registration details

California

Check casher permit No. 17637001, California Department of Justice

HMRC

Anti-money laundering supervision

Questions

Can a US check be cashed outside the United States?

Yes. Eligible US-dollar checks, including IRS tax refund checks and US Treasury checks, are processed for payees in supported countries and paid in US dollars to a bank account in the payee’s own name. No US bank account, Social Security number or US address is required.

How much does it cost?

Nothing is charged upfront, and payment will never be requested in advance. A fee of 10% of the face value of the check is deducted from the proceeds. Charges levied by receiving or intermediary banks, if any, are outside our control.

Does the original check need to be posted?

No. The endorsed check is photographed front and back and deposited electronically. The original is kept safe for 60 days after the funds are paid, produced on request, and then destroyed.

How should the check be endorsed?

Signed on the back by the payee named on the front, with the words “For remote deposit only at checkcashing.us” written below the signature. Nothing else should be written on the check.

In which currency are funds paid?

In US dollars, by international wire. Any conversion is made by the receiving bank.

How long does it take?

Funds are paid 14 days after the check clears (30 days for checks over USD 100,000; 60 days over USD 250,000), once identity verification is complete. Each stage is confirmed by email.

Why are identity documents required?

Customer identification, sanctions screening and record keeping are required of money services businesses under the US Bank Secrecy Act.

Is a cheque the same as a check?

Yes. “Check” is the US spelling and “cheque” the British and international spelling of the same instrument.

Apply

The application takes about ten minutes: check details and endorsement, identity verification, documents and the payout account. Nothing is payable upfront.

Step 1 of 4

Check details

Eligible US-dollar checks made payable to you, including IRS tax refund and US Treasury checks.

Fee: 10% of the face value of the check, deducted from the proceeds.
Printed top right of the check.

Endorsement

An endorsement is your legal confirmation that you received the check and authorise it to be paid. Above the endorsement line on the back, two things are required: your own signature (the signature of the payee named on the front) and, beneath it, the words For remote deposit only at checkcashing.us.

WARNING - DO NOT CASH CHECK WITHOUTNOTING U.S. TREASURY WATERMARKForgery of endorsements on Treasury checks is a federal crime.Your SignatureFor remote deposit only at checkcashing.usENDORSE HERE · DO NOT WRITE, STAMP OR SIGN BELOW THIS LINE

Your own signature, then “For remote deposit only at checkcashing.us”, above the endorsement line

  • Sign in ink, as you sign your passport.
  • Below the signature, write: For remote deposit only at checkcashing.us.
  • Do not write anything else on the check: no account numbers, no reference, no "pay to the order of".
  • Do not deposit the check, or photograph it into a banking app, anywhere else.